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Last Updated on April 20, 2020 by Michael J. Branco
In today’s world, traveling has become more accessible due to more frequent flights, new routes, and transportation improvements. However, there are still many people who chose not to add travel insurance on their tickets due to the uncertainty of its real benefits. This is why, in this article, we are going to talk about Royal Caribbean travel insurance and everything that you need to know about it.
About Royal Caribbean Cruise Line
Royal Caribbean is a luxury cruise company. They are famous for their grand ships that are equipped with all the facilities that hotels on land have. Aside from that, they transport people from one beautiful port to another. The guest then has the opportunity to go off the ship and explore the cities and towns where they are docked.
The RCCL has departures from Orlando, For Lauderdale, Miami, and North America ports such as Cape Town, Seattle, Vancouver, Anchorage, and Galveston. Aside from that, they operate in over 250 ports around the world. This includes Asia, Australia, and the Middle East as well. They also now operate around China.
Availing a Royal Caribbean Cruise can be quickly done online. They have several packages with different destination and duration. Moreover, the cost can be paid full or through a down payment. In terms of facilities, their ships have several onboard restaurants. These restaurants have a variety of themes. Indoor activities, such as mini-golf and wall climbing, are also offered. They also offer amenities such as pools, spas, and fitness centers are also provided.
They have been one of the number one choices when it comes to European cruise gaining a lot of positive reviews from guests. Due to the nature of their services, they also offer their guest travel protection. This can be availed upon checkout of their tickets during books.
The Coverage of Royal Caribbean Travel Insurance
Everybody is aware that we do not know what the future holds, which is why it is essential to buy protection against unfortunate events. With Royal Caribbean travel insurance, you are protected not only during your trip but also after the moment that you made your booking. What does that mean? Well, check out the coverage you can get before departure when you avail of this insurance:
Trip Cancellation Benefit
Cruise vacation packages can be costly. In an event where there is a cancellation due to weather conditions, natural calamities, or anything that threatens the security of guests and staff, the trip can be canceled. As a result, some tickets can be forfeited and left unrefunded. However, with Royal Caribbean travel insurance, you are confident that you will not be throwing money as it will be refunded 100% back to you.
Trip Cancellation For Any Reason Benefit.
This benefit allows you to be refunded 75% in an event where you decide to cancel your trip due to personal reasons. The 75% refund will come in the form of credit, which you can use in your future bookings for another date.
However, take note that this credit must be used within a year. It is also non-transferable. This means that if you do not use it, it will be equivalent to being gone.
The most important feature of travel insurance is the protection that you can avail of during the actual trip. This is essential and convenient, especially when you are traveling from one country to another. Here are the protections you can avail in the duration of your trip:
If you cannot finish the duration of your trip due to valid reason such as illness, injury, or someone died in your family, then you will have the same coverage as the trip cancellation.
In an event where your air transfer is delayed due to reason you cannot control, you will be provided with up $500 to catch up with the cruise.
Sickness and Accident Benefit
If you encounter sickness or injuries during the cruise trip, you can have up to $10,000 of coverage.
Emergency Medical Evacuation
In severe cases where you need to evacuate from the cruise due to medical conditions immediately, you can have up to $25,000 of coverage for emergency transport.
Many travelers have encountered issues when it comes to their baggage. In more severe cases, they can be lost or damaged. Royal Caribbean Travel insurance offers up to $1,500 coverage against this.
Another nightmare when it comes to baggage is delayed. If this happens to you, the insurance covers up to $500 so that you can purchase personal items while waiting for your bags.
The Benefits of Royal Caribbean Travel Insurance
Now that we have discussed the coverage included in the Royal Caribbean travel insurance let us take a closer look at the benefits that you can get from it.
Many people do not like the idea of going to physical offices to get insured. With this insurance, there is no need to do that. In order for you to avail, all you have to do is fill up a few forms and click several buttons. Your insurance certificate will then be emailed to you.
This insurance program offers 24/7 support. This means no matter where you are or what time it is; you can immediately contact somebody for assistance. This can help you feel at ease during your vacations.
As mention above, this insurance offers luggage protection for lost, damaged, and delayed bags.
This is one of the biggest reasons why a guest should avail of travel insurance. The specifics of the coverage are already mentioned above.
Customers Reviews of Royal Caribbean Travel Insurance
Notably, several customers have positive things to say about this insurance. However, there are some criticisms, as well. Let us first look at the negative things that clients have to say about it:
Medical benefits are too small
Some customers noted that coverage for medical benefits is too small, mainly because these cruises are done internationally.
Some also noted that this travel insurance is a bit expensive. However, you have to understand that travel insurance is often costly, especially when it involves international travel. Moreover, the cost of your travel insurance varies depending on the duration of your trip and its locations.
With that said, here are the commendable things about this insurance:
According to statistics, this is the second main reason why travelers avail of insurance. Many customers appreciate the cancellation benefits under the circumstances of weather, medical condition, etc. They like the fact that they will refund in cash instead of credit.
Cancellation for no Reason
This is one of the reasons why many customers opt for this insurance.
Many customers also appreciate the comfort of this travel insurance program, mainly because they only have to click a few buttons to avail it. They like how it is easy to avail. Many also commend the 24/7 support, which answers inquiries and guide you through the steps of filing a claim.
Frequently Asked Question about Royal Caribbean travel insurance
Q: How much does the Royal Caribbean travel insurance cost?
A: The cost of this travel insurance program differs from the port of origin and the destinations that you choose. The benefits, coverage, and length of the trip will also be a factor in its overall cost. However, its general estimate of it can be around $150- $300.
Q: Where to avail of this royal Caribbean travel insurance program?
A: You can avail of this insurance program upon check out of your cruise ticket. There you can check the option for the travel insurance program. The cost will then be added to your total bill.
Another way to avail of it is to purchase it directly with Aon Affinity. They are the ones who administer those insurance benefits.
Q: Does the cancelation benefit still apply for non-refundable tickets?
A: Yes, if you have travel insurance, that benefit still applies, given that it falls under the specified reason in your policies. For example, canceling your vacation due to emergency surgery or being in an accident. However, the amount refunded will depend on the specifics included in your coverage.
Overall, availing Royal Caribbean travel insurance can be considered worth it. It has all the essential benefits that you will need. At the same time, you also have the option to purchase add-ons for other things.
However, you have to take note that travel insurance programs can be a little complicated. Some benefits may not apply to several destinations. There are also necessary conditions to be met in order to file for a claim. This is why in getting travel insurance, it pays to read the fine prints of the policies. Doing this will give you a general idea of what benefits applies to you and your trip.
Royal Caribbean says that vacation should be for peace of mind, and one obvious way of doing that is to get travel insurance. Hopefully, the benefits mentioned above have encouraged travelers to avail of travel insurance.
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